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              Disclosure

              Maram Nashar is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4186231), CO, DC, IL, MA, MD, NC, NH, NJ, NY, PA, TX, and VA. No insurance business may be conducted outside the states referenced.

              Maram Nashar is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 26 Century Hill Dr Ste 301, Latham, NY, 12110. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, DC, MA, MD, NC, NH, NJ, NY, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

              Maram Nashar is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, DC, MA, MD, NC, NH, NJ, NY, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

              Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

              For more information about NYLIFE Securities LLC and its investment professionals.

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